For our client, a leading digital-first bank in Belgium, recognized for its innovative approach to online banking and investment services, we are currently looking for a Chief Risk Officer.
Your job:
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The Chief Risk Officer is responsible for defining, implementing and overseeing the bank’s global risk management framework, ensuring the effective identification, assessment, monitoring, and mitigation of all material risk.
The role operates with a dual reporting structure, combining a direct reporting line to the local executive management and a functional reporting corporate structure.
The role works in good partnership with the different businesses (IT, Products, Operations, Finance), with the double objective of supporting and educating their teams vis-à-vis the different facets of risk management they are faced in their daily operations and growing their level of maturity along an ambitious yet realistic learning curve.
ROLES AND RESPONSIBILITIES
- You establish risk frameworks aligned with the group’s strategy.
- You implement and adapt risk policies to the local business environment.
- You provide comprehensive risk views.
- You contribute to the definition and maintenance of the risk appetite framework of the bank in alignment with the Group and ensure a proper follow up of limits.
- You monitor emerging risks related to digital banking, fintech partnerships, outsourcing and third-party providers, in line with Group framework.
- You deliver regular risk analysis reports and suggest action plans.
- You review and adjust credit assessment frameworks.
- You optimize the granting process and improve credit risk assessment.
- You develop fraud prevention frameworks and manage model risks.
- You conduct regular risk assessments through testing and self-assessments.
- You promote a strong risk culture across the bank and provide training for teams.
- You manage the risk organization to develop competencies and reach targets.
- You act as a key risk advisor to the Executive Committee.
- You ensure that risk considerations are embedded in strategic, commercial and operational decision-making processes.
- You coach, motivate and develop your team.
Your profile:
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- You bring proven experience in a senior risk leadership role within a regulated environment.
- You have a strong understanding of risk management frameworks and methodologies, with at least 10 years of experience in risk management within banking or financial services.
- You are comfortable operating in a matrix organization and collaborating with multiple stakeholders.
- You have demonstrated the ability to work closely with the business on critical risk topics.
- You act as a true advisor and business partner, with a strong team-oriented mindset and a pragmatic, solution-driven approach.
- You show independent judgement and are able to provide constructive challenge when needed.
- You communicate effectively with senior management and executive-level stakeholders.
- You have solid expertise in credit assessment, operational risk management (including IT risk) and fraud prevention.
- You possess a strong knowledge of Belgian and European banking regulations and supervisory expectations.
- You act with high integrity and strong ethical standards.
- You adopt a servant leadership approach and are able to support and empower your team.
- You demonstrate strong analytical and problem-solving capabilities.
- You are committed to fostering a positive and pragmatic risk culture.
- You are able to coach and further develop team members
- You have good communication skills.
- You are easily approachable and derive energy from working and co-creating with others. You are open-minded and empathic, which means that you are genuinely interested in the opinions of others.
- You work best in an open atmosphere where people can communicate freely and where there is room for laughter.
- You are loyal, trustworthy and a real teamplayer.
The offer:
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- A senior and impactful leadership position within the Bank and directly reporting to the CEO and playing a key role in the bank’s risk governance.
- The opportunity to join a dynamic and agile organisation with a lean structure, where collaboration, ownership and cross-functional teamwork are strongly encouraged.
- A strategic role with significant visibility and influence, allowing you to contribute to the further development of the bank and its risk framework.
- The chance to be part of a flexible and entrepreneurial company within an international group environment.
- A Belgian employment contract with the position based in Brussels.
- A flexible working model, including the possibility of working remotely up to approximately 50% of the time.
- A competitive remuneration package, including a fixed salary and a range of extra-legal benefits such as meal vouchers, group insurance and health insurance.
- Opportunities for continued learning and professional development, including access to training programs
- In this varied, challenging and strategic position, you will receive an attractive and competitive salary.
